Terms of Service

Last updated: September 29, 2026

These Terms of Service (these "Terms") govern your access to and use of the Harbor Protocol and any related services, tools, documentation, interfaces, and websites made available by or on behalf of the Harbor team (the "Company," "we," "us," or "our").

"Services" means, collectively: (i) the Harbor Protocol (as defined in Section 3); (ii) the website located at harbor.xyz and any subdomains (the "Site"); (iii) any software, smart contracts, application programming interfaces, command-line tools, documentation, analytics, dashboards, or other tools developed, deployed, or made available by the Company; and (iv) any other content or functionality offered by the Company in connection with the foregoing.

PLEASE READ THESE TERMS CAREFULLY. They contain important information about your legal rights, including an arbitration clause and class action waiver (Section 15). By accessing or using the Services, including by connecting a digital asset wallet to any interface that interacts with the Harbor Protocol, or by initiating any transaction that interacts with the Harbor Protocol, you agree to be bound by these Terms. If you do not agree, you must not access or use the Services.

For purposes of these Terms, "you" and "your" mean you as the user of the Services. If you use the Services on behalf of any company or other legal entity, you represent and warrant that you are authorized to bind such entity to these Terms, and "you" refers to both you individually and that entity.

SECTION 15 CONTAINS A BINDING ARBITRATION CLAUSE AND A CLASS ACTION WAIVER. BY AGREEING TO THESE TERMS, YOU AGREE: (A) TO RESOLVE DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION; AND (B) TO WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE PROCEEDINGS.

1. Who May Use the Services

1.1 Age

You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to access or use the Services.

1.2 Prohibited Persons

You may not access or use the Services if you are a "Prohibited Person," meaning any natural person or entity that is:

(a) the subject or target of sanctions administered or enforced by the U.S. Department of the Treasury's Office of Foreign Assets Control ("OFAC"), the United Nations Security Council, the European Union, the United Kingdom, or any other governmental authority with jurisdiction over you or the Company, including any person or entity listed on, or owned or controlled by a person or entity listed on, any sanctions list maintained by any of them;

(b) located, organized, domiciled, ordinarily resident, or a citizen of a Prohibited Jurisdiction (as defined below); or

(c) otherwise a party with which the Company is prohibited from dealing under the laws of the United States, the European Union (or any Member State), the United Kingdom, or any other applicable jurisdiction.

1.3 Prohibited Jurisdictions

The Services are not available to, and may not be accessed from, any of the following jurisdictions (the "Prohibited Jurisdictions"):

  • The Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions of Ukraine;

  • Cuba, Iran, North Korea (Democratic People's Republic of Korea), and Syria;

  • Any other jurisdiction designated from time to time by OFAC, the EU, the UK, or the UN Security Council as comprehensively sanctioned, or listed on the Company's published list of restricted jurisdictions; and

  • Any jurisdiction in which your use of the Services would violate applicable law.

1.4 Enforcement; No Circumvention

The Company may implement and enforce technical measures to restrict access by Prohibited Persons and from Prohibited Jurisdictions, including without limitation: IP-based geofencing; blocking of connections originating from virtual private networks ("VPNs"), proxy servers, Tor exit nodes, or similar anonymizing technologies; wallet-address screening; blockchain analytics and risk scoring; and transaction-level blocking. You agree not to use any VPN, proxy, Tor, false location data, spoofed device identifier, or other technology or method to circumvent, or attempt to circumvent, any such restriction. Any attempt to do so is a material breach of these Terms and may result in immediate termination of your access and referral to law enforcement.

1.5 Representations

By accessing or using the Services, you represent and warrant that:

(a) you are not a Prohibited Person and are not accessing the Services from a Prohibited Jurisdiction;

(b) you are not using the Services on behalf of, or for the benefit of, any Prohibited Person;

(c) you will not transact with, or transfer assets to or from, any wallet address associated with a Prohibited Person, a Prohibited Jurisdiction, or funds derived from unlawful activity;

(d) your use of the Services complies with all laws and regulations applicable to you, including without limitation securities, commodities, tax, AML, counter-terrorist financing, and sanctions laws;

(e) the digital assets you deposit, swap, or withdraw through the Services are not derived from, and will not be used in furtherance of, any unlawful activity; and

(f) you have sufficient knowledge of blockchain-based systems and digital asset transactions to understand and assume the risks of using the Services, as further described in Section 10.

These representations and warranties are deemed repeated each time you access or use the Services.

2. Definitions

For purposes of these Terms:

  • "Harbor Protocol" or "Protocol" means the decentralized, cross-chain liquidity protocol developed by or on behalf of the Company that enables the deposit, swapping, and withdrawal of Supported Assets across multiple blockchain networks, as further described in Section 3.

  • "Subnet" means an application that operates on the Harbor Protocol. One or more Subnets may operate on the Protocol from time to time.

  • "Vault" means a digital-asset wallet on a supported blockchain network whose signing authority is distributed across the Validator Set, and not held by you or by the Company.

  • "Validator" means an independent operator that participates in the operation of the Harbor Protocol, including by holding a portion of the signing authority over one or more Vaults. "Validator Set" means the set of all Validators participating in the Harbor Protocol at a given time.

  • "Wallet" means a non-custodial digital asset wallet controlled by you. Wallets may integrate with the Harbor Protocol through application programming interfaces.

  • "Supported Assets" means the digital assets supported by the Harbor Protocol from time to time, on the blockchain networks supported by the Harbor Protocol from time to time, in each case as published by the Company.

3. The Harbor Protocol

3.1 Description

The Harbor Protocol is a decentralized, cross-chain liquidity protocol that enables Wallet users to deposit, swap, and withdraw Supported Assets across multiple blockchain networks. The Protocol is operated collectively by the Validator Set. One or more Subnets operate on the Protocol from time to time; the first Subnet is a decentralized exchange ("DEX") that enables exchange of Supported Assets through the Protocol.

While Supported Assets are deposited in a Vault, those assets are held by a wallet whose signing authority is distributed across the Validator Set, and not by you. Authorization to move Supported Assets out of a Vault requires the participation of the required Validator threshold, as may be modified from time to time. The compromise, collusion, downtime, or governance decisions of the Validators may affect the operation of the Protocol and the availability or integrity of Supported Assets held in Vaults.

3.2 Wallet Integration; No Company Trading Interface

The Harbor Protocol is designed to operate as back-end infrastructure accessed through third-party self-custody Wallets. The Company does not operate a user-facing trading interface for the Protocol, and does not intend to do so as of the "Last updated" date above.

You may interact with the Harbor Protocol through any Wallet or other interface that integrates with the Protocol. The Company does not endorse, control, audit, or take responsibility for any third-party Wallet or interface. Your use of any third-party Wallet or interface is governed solely by the terms of service of that third party, and you access it at your own risk. Your agreement with the Company under these Terms applies whether you access the Harbor Protocol directly or through any Wallet or other interface.

3.3 Protocol Risks; No Investment Advice

The performance, availability, and integrity of the Harbor Protocol are not guaranteed. Supported Assets held in a Vault may be lost, in whole or in part, due to events including (without limitation) market volatility, compromise or collusion of Validators, failure of the Protocol or any Subnet, failure or compromise of an underlying blockchain network, third-party-issuer events affecting tokens you hold, counterparty default, or other technical, operational, or economic failure modes. Nothing in the Services, our documentation, or these Terms constitutes investment, financial, legal, tax, or other professional advice, or a recommendation to buy, sell, or hold any digital asset or to interact with any Vault or Subnet.

3.4 Supported Networks and Assets

The Harbor Protocol supports the native settlement of Supported Assets across multiple blockchain networks. The Company may add, remove, or modify Supported Assets and supported blockchain networks at any time. Support for any third-party-issued asset is dependent on the issuer's deployment on the relevant network and on the issuer's policies, over which the Company has no control. You are responsible for ensuring that any network or asset you use is appropriate for your purposes. Assets sent to unsupported addresses or networks, or denominated on unsupported networks, may be permanently lost.

3.5 Fees and Quotes

Transactions that interact with the Harbor Protocol may be subject to blockchain network (gas) fees, Protocol fees, liquidity fees, and fees charged by the Wallet or other interface you use. Any quoted output amount, exchange rate, fee, or estimated completion time is an estimate only and is not guaranteed. The amount you receive may differ from a quote because of price movements, slippage, network conditions, fees, or other factors.

3.6 Transactions Are Irreversible

Transactions confirmed on a blockchain cannot be reversed. Neither you nor the Company can cancel, reverse, or modify a transaction once it has been broadcast, and the Company cannot recover digital assets sent to an incorrect address or network.

3.7 No Fiduciary Duties

These Terms do not create any fiduciary, agency, partnership, or advisory relationship between you and the Company. To the fullest extent permitted by law, the Company owes you no fiduciary duties, and you acknowledge that you are not relying on the Company for any investment, financial, legal, or tax judgment.

4. Acceptance and Account-Free Access

4.1 How Acceptance Occurs

Because the Harbor Protocol is accessed by Wallet rather than through a traditional user account, your acceptance of these Terms is effected by any of the following: (a) clicking "I accept" or a similar affirmation on the Site; (b) connecting your Wallet to any interface that interacts with the Harbor Protocol; or (c) initiating any transaction that interacts with the Harbor Protocol, including any deposit to, swap on, or withdrawal from a Vault or Subnet. Continued use of the Services after modifications to these Terms constitutes acceptance of the modified Terms.

4.2 No Account

The Services do not require you to create an account or submit personally identifying information to the Company, except as required for compliance purposes described in Section 5 or as separately disclosed in our Privacy Policy.

4.3 Your Wallet

You are solely responsible for the security of your Wallet, your private keys, your seed phrase, and any authentication credentials you use in connection with the Services. The Company will never ask for, and has no access to, your private keys. Any loss, theft, or unauthorized use of your Wallet is your sole responsibility, and the Company cannot recover digital assets lost as a result.

5. Screening and Access Restrictions

5.1 Screening

The Company takes steps designed to prevent the Services from being used for money laundering, terrorist financing, sanctions evasion, fraud, market manipulation, or other unlawful or prohibited activity (collectively, "Illicit Activity"). These steps include screening Wallet addresses that interact with Company-operated interfaces or transact with the Harbor Protocol using third-party blockchain-analytics providers, and restricting access from Prohibited Jurisdictions using IP-based geolocation.

The Company may, in its sole discretion, restrict, suspend, or terminate any Wallet address's access to Company-operated interfaces, and may decline or refund any deposit, where it determines or reasonably suspects that the Wallet is controlled by a Prohibited Person, is linked to Illicit Activity, or otherwise presents an unacceptable risk. Any refund may be subject to compliance review before it is processed.

5.2 No Obligation; No Guarantee

Nothing in this Section 5 creates any duty running from the Company to you or to any third party. The compliance measures described above are implemented for the benefit and protection of the Company and are not, and should not be relied upon as, a guarantee against Illicit Activity by other users or counterparties. You are solely responsible for your own compliance with applicable law.

5.3 Cooperation with Law Enforcement

The Company may share information in its possession, including Wallet addresses, IP addresses, transaction data, device identifiers, and any information you provide, with law enforcement, regulators, courts, and other governmental authorities pursuant to a valid subpoena, court order, or similar legal process, or where the Company determines in good faith that disclosure is necessary to investigate, prevent, or respond to Illicit Activity, fraud, or threats to the safety of persons or property. Law enforcement officials may contact us at legal@harbor.xyz.

5.4 Your Duty to Cooperate

You agree to promptly provide, upon the Company's reasonable request, any information necessary to verify your identity, the source of your funds, or your compliance with these Terms, including for purposes of responding to legal process or regulatory inquiry.

6. Prohibited Uses

You shall not use the Services, directly or indirectly, to:

(a) violate any applicable law, regulation, sanction, or order; (b) engage in money laundering, terrorist financing, proliferation financing, bribery, corruption, or tax evasion; (c) engage in fraud, deception, or any form of market manipulation, including without limitation wash trading, spoofing, layering, front-running, last-look abuse, pump-and-dump schemes, or coordinated manipulative trading; (d) trade on the basis of material non-public information in violation of applicable law; (e) transact with, or for the benefit of, any Prohibited Person, or with respect to assets derived from Illicit Activity; (f) interact with the Services through, or in furtherance of transactions routed through, sanctioned addresses, privacy mixers designed to obscure the source of funds, or any other service designed to evade AML or sanctions compliance; (g) interfere with, disrupt, or attempt to gain unauthorized access to the Services, the Site, the Harbor Protocol, any Subnet, any Vault, any Validator infrastructure, or any related infrastructure (including by means of any exploit, denial-of-service attack, malware, or unauthorized probing); (h) reverse-engineer, decompile, or disassemble any closed-source software made available as part of the Services, except as expressly permitted by applicable law; (i) use any automated system (including bots, scrapers, or crawlers) to access or use the Services in a manner that violates these Terms or that imposes an unreasonable or disproportionate load on the Services; (j) impersonate any person or entity or misrepresent your affiliation with any person or entity; (k) infringe, misappropriate, or violate any intellectual property, publicity, privacy, or other right of any third party; or (l) engage in any other activity that, in the Company's reasonable judgment, is harmful to other users, the Harbor Protocol, the Company, or the integrity of the digital asset markets.

Violation of this Section 6 is a material breach of these Terms.

7. Intellectual Property

7.1 Ownership

Except for open-source components licensed under their respective licenses, all right, title, and interest in and to the Services, including the Site, our documentation, all software, trademarks, logos, names, and other content, are and will remain the exclusive property of the Company and its licensors. No rights are granted to you other than as expressly set forth in these Terms.

7.2 Limited License

Subject to your compliance with these Terms, the Company grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services solely for your personal or internal business use.

7.3 Open-Source Components

Certain components of the Harbor Protocol and the Services may be made available under open-source or source-available licenses. These Terms do not override or supersede the terms of any such license with respect to the applicable components.

7.4 Feedback

If you share feedback or suggestions about the Services with us, you grant us a perpetual, irrevocable, worldwide, non-exclusive, fully-paid, royalty-free license to use that feedback freely, in any manner and for any purpose, without attribution. Please do not submit any feedback that you consider proprietary or confidential.

8. Third-Party Services; Release of Claims

8.1 Third-Party Services

The Services may link to, integrate with, or otherwise make available third-party products, services, websites, wallets, bridges, oracles, blockchain networks, analytics tools, or content ("Third-Party Services"). Third-Party Services are provided solely as a convenience. The Company does not endorse, control, or accept responsibility for any Third-Party Service. Your use of any Third-Party Service is governed solely by the terms of the applicable third party and is entirely at your own risk. You irrevocably waive any claim against the Company in respect of any Third-Party Service.

8.2 Release of Claims

To the fullest extent permitted by law, you release the Company and its officers, employees, agents, successors, and assigns from all claims, demands, and damages of any kind arising out of or related to the Services, other users, or Third-Party Services. If you are a California resident, you waive California Civil Code Section 1542, which provides: "A general release does not extend to claims which the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor or released party."

9. Privacy

Our collection, use, and disclosure of information in connection with the Services is described in our Privacy Policy, which is incorporated by reference into these Terms. Please review the Privacy Policy carefully.

10. Assumption of Risk

You acknowledge and agree that your use of the Services and the Harbor Protocol involves significant risk, including without limitation:

(a) Market Risk. Digital asset prices are highly volatile. You may lose some or all of the value of any assets you deposit.

(b) Validator Risk. The Harbor Protocol is operated by the Validator Set. The compromise, collusion, downtime, or coordinated misbehavior of a sufficient portion of the Validator Set could result in unauthorized movement, freezing, or permanent loss of Supported Assets held in any Vault. At launch and from time to time thereafter, the Validator Set may be small or permissioned, which increases this risk.

(c) Protocol Risk. The Harbor Protocol, any Subnet, and the software run by Validators may contain bugs, vulnerabilities, or economic exploits that result in partial or total loss of Supported Assets, incorrect balances, or failed transactions. Audits and testing reduce but do not eliminate this risk. Protocol upgrades, governance decisions, or parameter changes may affect Protocol behavior.

(d) Third-Party-Issuer Risk. The value, transferability, and on-chain availability of third-party-issued tokens depend on the issuer's solvency, policies, and actions (including freezing or blacklisting addresses, redenominating tokens, or ceasing issuance on a given network). The Company does not control any such issuer.

(e) Cross-Chain and Blockchain Network Risk. The Harbor Protocol settles natively across multiple blockchain networks. Each underlying network may experience congestion, re-orgs, forks, slashing, outages, finality reversals, or consensus failures, any of which may delay, fail, or affect a swap or withdrawal. Transactions on most underlying networks are generally irreversible.

(f) Wallet Risk. You are solely responsible for the security of your Wallet. Loss of your private keys or seed phrase will result in permanent loss of access to your assets.

(g) Tax Risk. You are solely responsible for determining the tax treatment of your transactions and for meeting all tax reporting and payment obligations.

(h) Front-Running, MEV, and Slippage. Transactions may be subject to miner/validator extractable value, front-running, sandwich attacks, slippage, and similar phenomena, including phenomena specific to cross-chain execution.

You accept these risks in full. The Company is not responsible for any losses you may suffer in connection with the Services.

11. Disclaimers

THE SERVICES AND THE HARBOR PROTOCOL ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AND LICENSORS (COLLECTIVELY, "COMPANY PARTIES") DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WITHOUT LIMITING THE FOREGOING, COMPANY PARTIES MAKE NO REPRESENTATION OR WARRANTY: (i) THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE; (ii) THAT ANY DEFECT WILL BE CORRECTED; (iii) AS TO THE SECURITY, RELIABILITY, ACCURACY, OR PERFORMANCE OF THE HARBOR PROTOCOL, ANY SUBNET, ANY VAULT, OR ANY VALIDATOR; OR (iv) THAT THE SERVICES OR ANY DIGITAL ASSETS WILL RETAIN ANY PARTICULAR VALUE. NOTHING IN THE SERVICES CONSTITUTES FINANCIAL, LEGAL, TAX, OR OTHER PROFESSIONAL ADVICE.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

(a) IN NO EVENT SHALL ANY COMPANY PARTY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUES, DATA, GOODWILL, OR DIGITAL ASSETS, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICES, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

(b) THE AGGREGATE LIABILITY OF THE COMPANY PARTIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF (i) US$100 OR (ii) THE AMOUNT OF FEES YOU HAVE PAID TO THE COMPANY IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

(c) THE FOREGOING LIMITATIONS WILL APPLY NOTWITHSTANDING THE FAILURE OF ANY LIMITED REMEDY AND WILL SURVIVE TERMINATION OF THESE TERMS.

Some jurisdictions do not allow the exclusion or limitation of certain damages; in such jurisdictions, the foregoing limitations apply to the maximum extent permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless the Company Parties from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your access to or use of the Services; (b) your breach of these Terms; (c) your violation of applicable law or any third-party right; (d) your submission of any transaction to the Harbor Protocol; or (e) any information or content you provide in connection with the Services. The Company reserves the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate with the Company.

14. Suspension; Termination

The Company may, in its sole discretion and with or without notice, suspend or terminate your access to the Services (including by blocking any Wallet address from interacting with any Company-operated interface) for any reason, including without limitation: suspected breach of these Terms; suspected Illicit Activity; required by law, regulation, or legal process; or to protect the Services or other users. Sections that by their nature should survive termination will survive, including Sections 5, 6, 7, 9–13, and 15–17.

15. Binding Arbitration; Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

15.1 Informal Resolution

Before initiating any formal dispute-resolution process, you and the Company agree to attempt in good faith to resolve any dispute, claim, or controversy arising out of or relating to these Terms or the Services (a "Dispute") through informal negotiation. Either party may initiate informal resolution by written notice to the other describing the Dispute in reasonable detail. Notices under this Section 15.1 should be sent by email to legal@harbor.xyz. The parties will attempt to resolve the Dispute during a period of thirty (30) days following the notice before commencing any arbitration.

15.2 Binding Arbitration

If informal resolution fails, any Dispute shall be resolved by final and binding arbitration administered by JAMS under its then-current rules. The arbitration shall be conducted by a single arbitrator in the English language, with the seat of arbitration in New York, New York. Judgment on the award may be entered in any court of competent jurisdiction.

BY AGREEING TO ARBITRATION, YOU AND THE COMPANY WAIVE THE RIGHT TO A TRIAL BY JUDGE OR JURY FOR ALL COVERED CLAIMS.

15.3 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate or join the claims of multiple persons and may not otherwise preside over any form of class or representative proceeding.

15.4 Batch Arbitration

If one hundred (100) or more substantially similar arbitration demands are filed against the Company by or with the assistance of the same law firm or coordinated group within a thirty (30) day period, the demands shall be administered in batches of up to one hundred (100), with one arbitrator per batch and a single set of filing and administrative fees per side per batch.

15.5 Exceptions

Notwithstanding the foregoing, either party may seek (a) small-claims relief within the jurisdictional limits of any court of competent jurisdiction, provided such claim is brought on an individual basis only; (b) injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property, confidential information, or Wallet-access rights; or (c) relief expressly reserved to the courts under applicable law.

15.6 Severability

If the class action waiver in Section 15.3 is found to be unenforceable as to any claim or request for relief, that claim or request shall be severed and adjudicated in a court of competent jurisdiction, and the remainder of this Section 15 shall remain in full force and effect.

15.7 Attorneys' Fees

Each party bears its own attorneys' fees unless the arbitrator finds a claim was frivolous or brought for an improper purpose.

15.8 Opt-Out

You may opt out of this arbitration agreement within 30 days of first accepting these Terms by sending written notice to legal@harbor.xyz. Your notice must include the wallet address you have used with the Services and a clear statement that you wish to opt out. Opting out does not affect any other part of these Terms.

16. Governing Law

These Terms and any Dispute are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict-of-laws principles, and subject to Section 15 above.

17. General Provisions

17.1 Modifications

The Company may modify these Terms from time to time. If we make material changes, we will use commercially reasonable efforts to notify you (for example, by posting a notice on the Site). Modifications become effective upon posting unless otherwise stated. Your continued use of the Services after the effective date constitutes acceptance of the modified Terms.

17.2 Assignment

You may not assign or transfer these Terms, in whole or in part, without the Company's prior written consent. The Company may assign these Terms at any time, without notice or consent.

17.3 Force Majeure

The Company shall not be liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, war, terrorism, civil unrest, epidemic, government action, network or blockchain failure, power or telecommunications outage, cyberattack, or labor dispute.

17.4 Severability

If any provision of these Terms is held unenforceable, that provision shall be modified to the minimum extent necessary, or severed if it cannot be modified, and the remainder of these Terms shall remain in full force and effect.

17.5 No Waiver

The Company's failure to enforce any provision of these Terms is not a waiver of its right to do so later.

17.6 Entire Agreement

These Terms, together with the Privacy Policy and any additional terms expressly incorporated herein, constitute the entire agreement between you and the Company with respect to the Services and supersede all prior agreements on the subject.

17.7 No Third-Party Beneficiaries

Except as expressly stated in these Terms, there are no third-party beneficiaries. The Company Parties (other than the Company) are intended third-party beneficiaries of Sections 11, 12, 13, and 15.

17.8 Notices; Contact

Notices to the Company should be sent to legal@harbor.xyz. The Company may give notice to you by posting on the Site or, if you have provided contact information, by the method you provided.

17.9 Export

You agree not to export, re-export, or transfer any technical data or products acquired from the Services in violation of U.S. export control laws or applicable regulations in other countries.

17.10 Electronic Communications

By using the Services, you consent to receiving communications from us electronically (by email or notices posted on the Site). These electronic communications satisfy any legal requirement for written notice.

Questions? Contact us at legal@harbor.xyz.

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Stay updated
Be the first to hear about Harbor's news
Email
Community

@Harbor_DEX

Backed by
Harbor does not have a token. Follow on X for all official communications. All Rights Reserved © 2026
Stay updated

Be the first to hear about
Harbor's news

Email
Community

@Harbor_DEX

Backed by
Harbor does not have a token. Follow on X for all official communications. All Rights Reserved © 2026